LIC Surrender Value Calculator 2025
Instantly calculate your LIC policy surrender value in seconds. Enter your policy details below and get a reliable estimate using our updated LIC tool for 2025.
👨💼 Enter Your LIC Surrender Details Below
What is LIC Surrender Value?
My dear LIC policy member, the LIC Surrender Value is the amount of money you receive if you decide to close your LIC policy before it completes its full term. I hope you understand my explanation in simple language.
You can only get this after paying premiums for at least 3 years. The value depends on how much premium you’ve paid, how long you’ve paid it for, and any bonus added.
📌 Note
The surrender value is usually less than what you’ve paid in total, and once surrendered, the policy will stop giving any future benefits.
“Check out here when is the right time to surrender a LIC policy.” {A Simple Explanation Only}
❓ FAQs for Surrender Value Calculator
1. Why did I create the LIC Surrender Value Calculator Tool on this website?
I created many tools on different websites, and one day, I became interested in making a LIC Surrender Value Calculator Tool for my website, MyPolicyTools. I designed it to be completely user-friendly, to help people calculate their surrender value quickly and easily.
I hope this tool gives you the correct LIC surrender value within a few seconds, as long as you enter all the correct details into the calculator.
2. Is this Calculator (LIC Surrender Value) officially from LIC India?
Definitely no. LIC India has not created or recommended any online surrender value tools.
This calculator is completely designed and developed by the MyPolicyTools team to help users easily and quickly estimate the surrender value based on general LIC rules and formulas.
3. What is a surrender value in LIC?
The surrender value is the amount you receive if you discontinue your LIC policy before its maturity. It’s usually a percentage of the premiums paid and any bonuses accumulated.
4. How does your calculator work?
Our tool uses standard LIC surrender value formulas based on:
Total premiums paid (excluding the first year), Bonus amounts (if any),
Number of years completed.
Finally, You simply input your policy details, and it gives you an instant result.
📞 Need Help with Your LIC Policy?
Have questions or need assistance with your LIC policy?
💬 Talk to an LIC Agent
📱 LIC Customer Care ( Toll-Free: 1800-33-44-66 )?
Email: customercare@licindia.com
Official Website: www.licindia.in
👨💻 Need Help Using This Tool?
Contact us at rameshgc9473@gmail.com or use the form on our Contact Page for assistance.
